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Shariah compliance overview

Not Halal

Essent Group Ltd. (ESNT) is currently classified as Not Halal by Akinda Shariah screening (AAOIFI-aligned methodology).

About Essent Group Ltd.

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance.

Essent Group Ltd. (ESNT) operates in the Financial Services sector, in the Insurance - Specialty industry.

Why it is not classified as halal: it does not pass these screens: Business Activity, Interest-bearing securities and assets.

Business Activity
20.37%Limit 5%Fail
Interest-bearing debt
8.36%Limit 30%Pass
Interest-bearing securities and assets
105.11%Limit 30%Fail
Dividend purification
18.08%Share of dividends to give to charityPurification calculator

Last updated: Nov 3, 2026 · Screening is informational and not a fatwa. Consult a qualified scholar for personal guidance.

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Frequently asked questions

Quick answers about Essent Group Ltd. (ESNT). Current Akinda screening label: Not Halal.