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Shariah compliance overview

Not Halal

NBT Bancorp Inc. (NBTB) is currently classified as Not Halal by Akinda Shariah screening (AAOIFI-aligned methodology).

About NBT Bancorp Inc.

NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments.

NBT Bancorp Inc. (NBTB) operates in the Financial Services sector, in the Banks - Regional industry.

Why it is not classified as halal: it does not pass these screens: Business Activity, Interest-bearing debt.

Business Activity
100.00%Limit 5%Fail
Interest-bearing debt
696.96%Limit 30%Fail
Interest-bearing securities and assets
8.85%Limit 30%Pass
Dividend purification
95.97%Share of dividends to give to charityPurification calculator

Last updated: Nov 3, 2026 · Screening is informational and not a fatwa. Consult a qualified scholar for personal guidance.

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Frequently asked questions

Quick answers about NBT Bancorp Inc. (NBTB). Current Akinda screening label: Not Halal.