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Shariah compliance overview

Not Halal

Upstart Holdings, Inc. (UPST) is currently classified as Not Halal by Akinda Shariah screening (AAOIFI-aligned methodology).

About Upstart Holdings, Inc.

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other.

Upstart Holdings, Inc. (UPST) operates in the Financial Services sector, in the Financial - Credit Services industry.

Why it is not classified as halal: it does not pass these screens: Business Activity, Interest-bearing debt.

Business Activity
30.52%Limit 5%Fail
Interest-bearing debt
48.82%Limit 30%Fail
Interest-bearing securities and assets
17.55%Limit 30%Pass
Dividend purification
30.52%Share of dividends to give to charityPurification calculator

Last updated: Nov 3, 2026 · Screening is informational and not a fatwa. Consult a qualified scholar for personal guidance.

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Frequently asked questions

Quick answers about Upstart Holdings, Inc. (UPST). Current Akinda screening label: Not Halal.