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Shariah compliance overview

Not Halal

Bank of the James Financial Group, Inc. (BOTJ) is currently classified as Not Halal by Akinda Shariah screening (AAOIFI-aligned methodology).

About Bank of the James Financial Group, Inc.

Bank of the James Financial Group, Inc. serves as the holding company for Bank of the James, which delivers a full spectrum of retail and commercial banking services.

Bank of the James Financial Group, Inc. (BOTJ) operates in the Financial Services sector, in the Banks - Regional industry.

Why it is not classified as halal: it does not pass these screens: Business Activity, Interest-bearing debt, Interest-bearing securities and assets.

Business Activity
88.07%Limit 5%Fail
Interest-bearing debt
1160.86%Limit 30%Fail
Interest-bearing securities and assets
122.32%Limit 30%Fail
Dividend purification
88.07%Share of dividends to give to charityPurification calculator

Last updated: Oct 23, 2026 · Screening is informational and not a fatwa. Consult a qualified scholar for personal guidance.

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Frequently asked questions

Quick answers about Bank of the James Financial Group, Inc. (BOTJ). Current Akinda screening label: Not Halal.