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Shariah compliance overview

Not Halal

Credit Acceptance Corporation (CACC) is currently classified as Not Halal by Akinda Shariah screening (AAOIFI-aligned methodology).

About Credit Acceptance Corporation

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States.

Credit Acceptance Corporation (CACC) operates in the Financial Services sector, in the Financial - Credit Services industry.

Why it is not classified as halal: it does not pass these screens: Business Activity, Interest-bearing debt.

Business Activity
48.35%Limit 5%Fail
Interest-bearing debt
108.11%Limit 30%Fail
Interest-bearing securities and assets
8.68%Limit 30%Pass
Dividend purification
48.35%Share of dividends to give to charityPurification calculator

Last updated: Oct 23, 2026 · Screening is informational and not a fatwa. Consult a qualified scholar for personal guidance.

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Frequently asked questions

Quick answers about Credit Acceptance Corporation (CACC). Current Akinda screening label: Not Halal.